As we head into another Kiwi summer, many of us are gearing up for road trips, beach days, outdoor sports, and festive celebrations. But with the increase in activity also comes an increase in accidents — and December consistently ranks as one of New Zealand’s busiest months for injury claims.
Now is the perfect time to make sure you and your family are protected.
The Stats Speak for Themselves
In recent years, ACC has reported hundreds of thousands of injury claims over the December–January period, costing hundreds of millions of dollars. These include:
Outdoor and recreational injuries from water sports, cycling, tramping, and summer activities
Road accidents, which rise significantly during the Christmas travel period
Home and DIY injuries as Kiwis take on projects during their time off
While we all love enjoying summer, these numbers show why being prepared is so important.
How Insurance Protects You
An unexpected accident can lead to medical bills, time off work, or long-term recovery. Having the right cover ensures you’re not caught off guard. Key ways insurance supports you include:
Private Medical Cover for faster access to treatment during peak hospital demand
Income Protection to keep you financially stable if an injury stops you from working
Life Cover to protect your family’s financial future
Top Tips to Stay Safe This Holiday Season
Stay visible when walking, running, or cycling in early or late daylight
Check your gear and vehicle before heading out on summer trips
Know your limits when exercising or doing outdoor activities
Hydrate and use sun protection to avoid heat exhaustion and sunburn
Review Your Cover Before Year-End
As part of our commitment to helping you protect what matters most, we encourage you to book a complimentary insurance review before the new year. A quick conversation ensures your cover aligns with your goals, life stage, and financial needs as we head into 2026.
Spaces fill quickly each December — now is the best time to get in touch.
👉 Book Your Free Holiday Insurance Review
NZ Advice Group – Helping Kiwis protect what matters most
www.nzadvicegroup.co.nz | 0800 230 235
Contact us now at NZ Advice Group to schedule your insurance review.