Personal Insurances
NZ Advice Group
Complete Insurance, Investment & Home Loan solutions
At New Zealand Advice Group we are focused on protecting your future, whether it be insuring your life, income, home, car, finding a mortgage to fit your needs or saving for your retirement. We are specialists in our field and deal with a range of different insurance companies, fund managers and lenders to find a great deal for our clients. We then continue to stay in touch year after year making sure that the products you have with us are still correct for your current situation. New Zealand Advice Group is proud to be able to help at claim time for insurance and also when a fixed rate comes off a home loan.
Meet Josh Earl
Josh grew up and went to school in Auckland before moving to the Waikato to pursue his passion for rowing. During this time, he represented New Zealand competing overseas while studying towards a Bachelor of Business Analysis at the University of Waikato.
Shortly after completing his studies, Josh joined NZ Advice Group and became a Financial Adviser. Since then, he has been dedicated to assisting both new and existing clients with their Life Insurance and KiwiSaver needs.
Josh is passionate about helping people strengthen their financial protection so it best suits their personal circumstances. He takes pride in ensuring his clients have the right insurance structures in place and are invested in the KiwiSaver fund that aligns with their goals, timeframes, and risk comfort levels.
With his background in high-performance sport and business analysis, Josh brings discipline, strategic thinking, and a results-focused approach to helping his clients build long-term financial security.
Chloe and Josh were married in 2025 and recently welcomed baby Phoebe into their family.
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About NZ Advice Group Team
Reagan Bax - Managing Director and Personal Insurance Specialist
Reagan began in our insurance business in 2006 and works all over the Auckland, Waikato and Bay of Plenty area. He works closely with his father Graham who has been in the business for 50 years and focuses mostly on life, trauma, income/mortgage protection and health insurance.
Reagan spends time working in our Auckland head office where he manages the daily running of all aspects of the business as well as splitting time visiting clients both in person and online.
"I protect your biggest asset, your ability to earn an income"
Reagan Bax, Director of NZ Advice Group
Reagan Bax, Director of NZ Advice Group
My Mortgage - Home Loan Specialists
The team at My Mortgage are specialist Mortgage Brokers so you know that you're getting advice from a team qualified in the specialist area of Home Loans. If you're looking to purchase a new home or would like to know what options you have for your next move, then My Mortgage can help make the process a lot easier for you.
Many people are paying more than they should on their home loan, My Mortgage offers a free service to provide a review of your existing home loan. They can negotiate a better deal with your current lender or arrange a new lender who better suits your needs. If you are buying a new home then My Mortgage can arrange the best finance and provide you with a structure that will allow you to repay your debt faster.
For the best options, advice, service and price for your home loan contact us today.
Paul Harvey - Retirement Savings Specialist
Paul is a Financial Adviser with over 30 years of experience helping New Zealander's plan for their retirement. Paul has a Bachelor of Commerce degree from the university of Canterbury and has built strong relationships with his clients and industry experts through his passion for helping create wealth and financial security.
Paul helps our clients put together a plan for their future by going through a thorough process and by making sure there are regular reviews to keep the plan on track.
"I help clients create and protect wealth so they can achieve financial security" Paul Harvey